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“Medical Bankruptcies”: Now More Than Ever
While there is no such thing as a “medical bankruptcy,” that is, a bankruptcy that includes only medical bills, more and more people are filing for bankruptcy because of medical bills.
A November 25, 2009 article in The New York Times, “From the Hospital Room to Bankruptcy Court,” talks about the ever-increasing number of people who [...]
Are You Behind on Your Mortgage?
Americans cannot turn on the television, or pick up any magazine or newspaper without hearing more about the mortgage foreclosure crisis. But for homeowners who are behind on their mortgage payments this is not a pop culture phenomenon, this is their reality. Many are in arrears, falling deeper in debt to the lender every single [...]
Medical Bankruptcy is No Myth
As my colleague Kevin Gipson pointed out not so long ago, there’s no such thing as a “medical bankruptcy.” There’s no box you check on the bankruptcy petition for “medical bankruptcy.” You must list all your debts, including medical debt. There are, however, many bankruptcy cases where medical debt contributed to–or was even the primary [...]
Will bankruptcy help struggling business?
My second of five questions for a client with a troubled business is Could the business prosper if it wasn’t servicing old debt?
Often, recent improvement in business operations is masked by the amount of debt it is servicing from past, less robust periods. I want small business people to look at current operations and current [...]
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