The Real Reason We Need U.S. Health Care Reform – Cost
Almost 20 years ago, I took a Macro-Economics class, and did a research paper, on a book, called, "Unlimited Wealth" by Paul Zane Pilzer! He has gone all to be a world class economist, Author, Entrepeneur.  I recently read this great article I wanted to share with you, because health care is one of the largest expense all families that have it will understand. The families the mock or ridicule people who cannot get medical insurance due to pre-existing conditions, cost, or other factors have no idea what is like to live with the "fear" of something happening at anytime, that could be life threatning or possible bankrupt them! Enjoy, Carlos Samaniego http://www.CarlosS

Only 5 modifications had a Principal Reduction – Obama Plan Not Working
That is right only 5 of 1,711 permanent modifications as of Sept 1 of this year had a principal reduction! That is what I have been telling my clients, that they are being a fed a bill of goods, with all these companies advertising how they are doing principal reductions!  Here is quote from a front page article on Huffington Post about how the Obama plan has completed failed! Only five of the 1,711 permanent modifications as of Sept. 1 involved a principal reduction -- in fact, most homeowners with a permanent fix ended up owing even more on their mortgage than they did before the modification. For those who were already "underwater" on th

Senate Clears Homebuyer Tax Credit Extension; May Pass as Early as This Week
Time to get ready to buy your new home and take advantage of this tax credit! My credit client's the Sanchez we got their credit scores to over 700! Now they  are ready to buy a house! If you like to find out more about this tax credit fill out the contact form above! Your friend, Carlos Samaniego Posted By susanne On November 4, 2009 @ 5:36 pm In Home Buying 101, Homeowner's Toolkit, Real Estate, Today's Marketplace, Today's Top Story, Today's Top Story - Consumer |

Loan Modification- What I would tell mom to do?
Everyday I get call's from homeowners who do not know what to do? They are behind on their mortgages, owe more than what the house is worth, lost their job, you name it, I heard it. Because of so many people trying to take advantage of stress out homeowners, from realtors, lenders, lawyers, investors, scam artist, who do you trust? I say trust yourself and your instinct! If it sounds to be true.....well you know the rest! Let me tell you what I would do if you are considering loan modification or behind on your payments? I will tell you exactly what I would tell my mom if she was in this situation. 1. "Mom, first thing thing to know is that the Governor

Homebuyer Tax Credit Measure Backed by Administration
Things are looking god for extension of the tax credit, watch my video message and read article below:   To get our our free VIP List click here now: To get our our free VIP List click here now By Brian Faler and Dawn Kopecki