Credit Restoration Associates Famous Weblog

Tax day 2012 has come and gone. If you’ve already gotten your tax refund, then congratulations! And if you had to write a check, hopefully it wasn’t too painful. For those of you who blew off your taxes or decided to play games with your returns, I’d like to introduce you to the phrase: tax lien

By Robert Linkonis Sr.I’ve often defined and called out the "Myth of Credit score and Employment" as the Unicorn of the credit world—a lot of people have heard of this, but nobody has actually ever seen a case where a credit score caused an applicant to be denied employment on this factor alone ..

.Fantastic strategies to preempt unwanted calls or other communication from collectors:By Susan Johnston  The Fair Debt Collections Practices Act (FDCPA) was designed to protect consumers against abusive practices by the

By: Robert W Linkonis Sr.I tell all my clients all the time that I am the "Debt Collector Terrorist". This is because a large part of my credit improvement program is getting on the phone with collection agencies, banks, finance companies and debt collectors to make them violate the Fair Debt Collec

By: Tara Siegel BernardAnyone who has recently applied for a mortgage knows that lenders are already looking much more closely at your financial affairs. But soon, they’ll be able to easily delve into the deepest recesses of your financial life, accessing information that never before appeared o

I do not recommend using the online dispute system that Equifax, Experian and Transunion offer because they are pretty much useless in regards to attaining true deletions of negative credit items.The online dispute system, otherwise known as the "Expedited Dispute Resolution" is outlined in Section

By Ben Popken on October 20, 2011 2:00 PM (Girl Scouts USA)The Girl Scouts just finished their first redesign of their badges in 25 years, adding several new ones that will appeal to Consumerist readers.There's now a "Good Credit," "Money Manager," "Budgeting," and a "Financing My Future" badge. But

By Naomi Mannino Did you know late fees are assessed on just about all your monthly bills? These include bills related to your mortgage, cellphone, cable, utilities, insurances, credit cards, library books, traffic tickets and even kids' activities. And, of course, Uncle Sam assesses severe late fee

From: Mint.comEach of us has three credit reports housed by the three major credit reporting agencies; Experian, Equifax and TransUnion. And, for most of us those three credit files are scoreable.Most lenders will make decisions using just one of our credit bureau risk scores. That means when you