The College Student’s Guide to Credit Cards

How to Get Your Free FICO Credit Score from myFICO.com

Will the ‘Real’ FICO Credit Score Please Stand Up

4 Things to Consider Before Getting a Credit Card Cash Advance
Almost every credit card gives you the ability to take a cash advance. You can withdraw cash from a credit card simply by using it at an ATM machine, but there are several things about this that you should keep in mind. I was reminded of these things recently, when a friend took a small cash advance from his credit card, and faced a whole lot of fees that he wasn’t aware of. 4 Tips When Apply for a Cash Advance 1. Higher APR 2. Cash Advance Fee 3. Repayment

How to Pick A Checking Account for a College Student
Before my daughter went off to college for the first time, it dawned on us that she needed to set up her own checking account. She hadn't really needed it through high school because she didn't have a job, she used our bank account to cash checks, and she kept her cash in her room. I'm happy to say we thought of this in the spring, far enough in advance that we had time to work it out before she moved 1,200 miles away from home. Rather than trying to make sense of the many banking options that she could have used, we started with a simple list of requirements that narrowed the field: On-c

List of Free Online Checking Accounts
Online checking accounts offer a convenient and often rewarding way to bank. For those that pay interest, online banks can generally beat traditional financial institutions with higher rates because of lower costs. Online banks don't need to maintain an expensive network of branches, and they can pass that savings on to consumers in the form of higher interest rates or other rewards. To give you an idea of what's available, I've put together this list of free and low cost online checking accounts. I'll be adding to the list as interesting offers become available. What I like about these options, however, are the diversity in what is offered. As you'll see below, for example,

4 Ways to Profit from the Falling Dollar
This past week I was interviewed on the Bob Connors Morning Show, a morning talk radio show in Columbus, Ohio. The topic of the interview was the soaring price of gold and the decline in the dollar. During the interview, I noted that our government has proven incapable or unwilling to control spending. Our spending was out of control under the Bush Administration, and it has only gotten worse under the Obama Administration. Fun Fact: The Federal Government's current $12 trillion in debt will nearly double to $21 trillion over the next ten years, according to projections

The DoughRoller Very Late Weekly RoundUp (AMEX Double Rewards Points Edition)
American Express is offering a wonderful promotion during the holiday season.  From now until December 18th, cardholders can earn double points on a lot of online purchases. A total of 11 retailers are participating in the promotion: Aeropostale Bath and Body Works Calvin Klein Dick's Sporting Goods iRobot Kate Spade Shop PBS