FHA Energy Efficient Mortgage – Good Idea??
FHA offers a benefit to their mortgage products that most people either are not aware of, or if they are aware of it, don’t think it is a great benefit. This is the Energy Efficient Mortgage which gives you the ability to add an additional $8,000 to your mortgage for energy related upgrades, either on a purchase or a refinance. On the surface, this sounds like a really great deal, however, I have found that it leaves a bit to be desired when it comes to the actual implementation. This comes from the FHA Homes and Communities website:

What will a co-signer do for me on an FHA loan?
Answering questions is one of the best things about my job. I really enjoy being able to share the knowledge that I have accumulated in my over 25 years in lending. Of course, with the rapid changes in mortgage lending now, I have to be doubly concerned that the answer that was right yesterday is still right today. One of the multi user platforms that I belong to, My FHA Mortgage Blog, has started a mortgage question forum and I am doing what I can to answer some of the questions posed by people and try to get the right information out there. I will be using all three of my blogs to answer tho

What about down payment? Where can I get it?
I belong to multi-user platforms, the best being Positive Real Estate Professionals and My FHA Mortgage Blog. Both of them offer me the ability to get my information disseminated to more people due to the increased readership that they offer through bringing contributors together for more knowledge and search engine optimization. A new service of My FHA Blog is a consumer mortgage question column. People can a

Thanks to the Veterans for their Service
Just a short post to thank the Veterans out there for their service. I especially want to thank my son Steven for his 20 years in the US Navy, including several trips to the Persian Gulf, my brother-in-law John Borton for his service in Korea during the Korean War, my nephew Terry Borton who died while on active duty with the US Navy, my nephew Randy Borton for his service with the US Navy, continuing today as a civilian tech rep and the many members of Cascade Union High School that served and died in Vietnam. Please join me in thanking all of our Veterans for our freedom that they continue to fight and die to preserve.

Reverse Mortgage: Is it right for you?
Top 10 Things to Know if You’re Interested in a Reverse Mortgage By Laurie Willis Reverse mortgages are becoming popular in America. HUD’s Federal Housing Administration (FHA) created one of the first. The Home Equity Conversion Mortgage (HECM) is FHA’s reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more. Since your