2010 Income Tax Rates: What’s Your Bracket?
With just over a month left in 2009, it’s time to start thinking about your finances in 2010. Back in late October, the IRS released details regarding income tax changes for 2010, including (very slightly) modified income tax brackets. Here’s a quick rundown. 2010 Federal Income Tax Brackets Here’s a quick

Why We Avoid Black Friday Like the Black Death
Let me start by wishing everyone a happy Thanksgiving holiday from all the writers here at FiveCentNickel. Hopefully you’re spending time with family, eating turkey, and falling asleep while watching the Lion’s lose. (I can say that since I live in Michigan and am a long-time suffering fan!) I don̵

Making Mortgage Prepayments
I recently received the following question from a reader named Merry that’s interested in paying off her mortgage early. I have been making an extra regular mortgage payment in the middle of every month. Currently, my next mortgage payment is n

Save Time and Money by Asking for Help
Those that have been following my weekly posts know that we’ll be closing on our new place soon. We’re knee deep in packing, ordering a refrigerator, etc. Everything is moving fast and we’re trying to remain cool. During this time, we’ve benefitted tremendously from the advice and help of our family and friends.

Get $50 Free from PerkStreet Financial
This is just a quick note to point out that PerkStreet Financial is offering a $50 signup bonus for new customers who open an online checking account with them. Here’s the scoop: To get the $50 bonus, open an accoun