Rethinking Discounts
Florida Consumers Getting Ready For Another Round:  Miami's CBS4 reports that Florida insurance carriers are re-inspecting homes in an effort to reduce windstorm discounts the state requires them to offer.  Here's an excerpt...In 2006, the discounts were double [sic] on the theory that at [sic] a fortified property would be good for both the property owner an

Michigan Legislature and Insurance Industry at Odds
I Guess No Gift Exchange This Year? The state of Michigan continues to be locked in battle with the state's property and casualty insurers (read: Big Insurance) over the state's desire to overhaul its insurance laws and to provide Michigan's consumers with greater protections. Insurance Journal has

What Would George Bailey Say?
Credit Scoring in The News: A recent Dallas Morning News editorial is drawing criticism

Maybe Your Home Should Float!
Not A New Idea: Some residents of Louisiana are considering floating homes as an alternative to elevating existing structures. Louisiana's Daily Comet article about the structures describes the pros and cons of home floatership. A big issue? Insurance companies that don't cover the structures because they aren't tied down. How ironic!But officials aren’t buying into the new technology just yet. Mike Hunnicutt, deputy section chief of FEMA’s Hazard Mitigation Program, said FEMA doesn’t endorse float

New York Says Inventory, Review For Winter
Review That Policy! The New York Department of Insurance said in a recent press release that the approaching winter storm season should serve as a reminder to us to review our homeowners policies and more importantly (at least from my perspective) to get those home inventories completed.Develop a home inventory with such information as receipts and photo/video records showing your real estate and personal property. Make sure