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http://kimheng99.wordpress.com · 1M ago

Retirement Seminar

The guests had an informative session and some were pleasantly surprised that there were no sales or product being pushed after the session unlike some similar sessions that they had attende...
http://kimheng99.wordpress.com · 2M ago

Do you need a million dollar of coverage?

There was a period of time when a million dollar was a unreachable figure. I’m not saying that it is an amount that is easy to accumulate today but it is more realistic. Afterall, an average...
http://kimheng99.wordpress.com · 2M ago

Love, Hate feeling in cheque.

Many people reject a career as a financial adviser because they think it is a difficult sales job. Unlike someone who is selling a dress which a consumer can immediately see how good she loo...
http://kimheng99.wordpress.com · 2M ago

How long does it take to process a critical illness claim?

How long does it take to receive a cheque from an insurance payout for critical illness? To the skeptics, do insurance companies actually pay out or will they screen through the contract wor...
http://kimheng99.wordpress.com · 3M ago

Cashless Service with Sompo PA Star

Sompo PA Star Policyholders will be able to visit any clinics in the medical panel and enjoy cashless outpatient treatments subject to the medical expenses limit specified in the policy with...
http://kimheng99.wordpress.com · 3M ago

Professional Profile

Professional Profiles of some of the advisors in my team & myself. Click here for enlarged photos of the profiles Kim Heng Daniel Ong Sharon Ng  
http://kimheng99.wordpress.com · 4M ago

Selemat Hari Raya

Wishing all my Muslim friends, clients and business partners  Selamat Hari Raya Aidilfitri Peace Be Upon You.
http://kimheng99.wordpress.com · 4M ago

The importance of staying as an independent financial advisor.

I submitted an application to an insurance company and this client have a chronic medical condition. The insurer asked my client to go for a medical check up & despite all the test, the appl...
http://kimheng99.wordpress.com · 4M ago

My client tried to offer cash to me…

I went to a client’s place to collect a claim form for Critical Illness. He is a client I took over from in 2006 from a colleague who had left the industry. Since then, I had provided financ...
http://kimheng99.wordpress.com · 5M ago

Protecting your company against Cyber Security breaches with Cyber Insurance to minimise the financial damage.

PwC did a study for UK Department for Business, Innovation and Skills and according to PwC, the small businesses, the worst breaches cost between £65,000 and £115,000 on average; for large f...