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Have you ever wondered if there was service line coverage for your underground piping and wiring on the Homeowners Insurance Policy?  Well, on the basic policy there is not and I can tell you that there aren’t too many companies that I can think of who offer it as an endorsement.  That is why ...
1 week ago
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I can’t believe I haven’t blogged about Umbrella Liability Insurance yet! An Umbrella Liability insurance policy is an inexpensive policy designed to provide additional liability coverage, starting with $1 Million in coverage, in excess of your current “underlying” policies s ...
3 months ago
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Due to the recent unfortunate weather activity, snow in October, I thought I would answers all the questions I have been asked the most about power outtage and loss of use.  First Question…If my power is out and I need to rent a hotel room to stay, will my homeowners insurance policy Coverage ...
3 months ago
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You might have heard an insurance person call some property insurance policies homeowners and some Dwelling Fires and not know the difference between the two.  There is actually a large difference and it is very important that you know what. Homeowners policies are written for 1, 2, 3 and 4 family h ...
6 months ago
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You might have heard an insurance person call some property insurance policies homeowners and some Dwelling Fires and not know the difference between the two.  There is actually a large difference and it is very important that you know what. Homeowners policies are written for 1, 2, 3 and 4 family h ...
6 months ago
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Since getting into the  insurance industry I always think of how my homeowners insurance will cover me in certain situations and I thought I would share some information about the coverage you have on your Homeowners insurance (HO), Condominium and Renters policy that will cover you on any vacations ...
7 months ago
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Since getting into the  insurance industry I always think of how my homeowners insurance will cover me in certain situations and I thought I would share some information about the coverage you have on your Homeowners insurance (HO), Condominium and Renters policy that will cover you on any vacations ...
7 months ago
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How Does Gap Insurance Work? Many auto insurance clients of mine ask me “how does gap insurance work” whenever I ask them if they would like to add the Auto Loan/Lease Gap Coverage endorsement onto their Safety Insurance Atuo Policy.  Well Basically, gap insurance is coverage for the gap ...
8 months ago
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How Does Gap Insurance Work? Many auto insurance clients of mine ask me “how does gap insurance work” whenever I ask them if they would like to add the Auto Loan/Lease Gap Coverage endorsement onto their Safety Insurance Atuo Policy.  Well Basically, gap insurance is coverage for the gap ...
8 months ago
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It has been our experience in the past few months that Third Party Insurance Claims are becoming so much more of a hassle than ever before when it comes to auto accidents.  If you were in a small fender bender or in a huge accident that may have clearly been the other person’s fault 100%, [... ...
8 months ago
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