Shopping For The Right Mortgage

The Difference Between Pre-Qualification and Pre-Approval

3.75% Mortgage Rate!!!

How Purchase Loans Are Made: A Step-By-Step Walkthrough
How Purchase Loans Are Made A Step-By-Step Walkthrough 1.   Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer".   2.   Loan Search - P

Mortgage Rate Update
What's In Your Wallet? In recent years, there has been an explosion in the number of credit card issuers and - perhaps more confusingly - in the types of rewards being offered by those credit cards. So now, you not only need to consider the rate and terms of your credit card, but also what rewards or other benefits it offers. The following information can help you consider what types of rewards are out there and which is best for you.Airline Miles: If you travel frequently, then maximizing your airline miles may be the very

How Much Money Should You Borrow?
  How Much Money Should You Borrow?   While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are many factors to consider when making this important, life-changing decision. Contrary to popular sentiment, there is no standard formula for accurately calculating the specific dollar amount you should borrow when purchasin

The Week Ahead Newsletter
The Mortgage Market AdvisoryTMThe Week of November 9, 2009 Provided by Karl Peidl     

Mortgage Rate Update
Mortgage Rate Update Don't Wait for a Tax Return - Get That Money Now for Holiday Shopping This time of year, millions of Americans find themselves wondering how they're going to pay for everything on their holiday shopping lists. Wouldn't it be nice if you had your tax return money now so you can use it for holiday spending? In a way, you can. The IRS allows you to increase the number of dependants on your W-4 withholding form, meaning that less will be withheld for taxes from each paycheck. In the past, if you claimed great