Should I use a student loan refund to pay off my credit card?
Today a credit card debt question from @miss_mielle on twitter:There are a lot of personnel changes at my job, so I'm getting back in school ASAP. I've been putting it off to pay off some cc debt but it's gonna take a while and I don't want to wait anymore. A friend of mine suggested taking the max on an edu. loan and paying off my debt with the refund checks. It sounds viable, esp. since my debt isn't extravagant(

A freeze on credit card rate hikes?
How would you like it if your credit card rates were frozen so that your card issuer couldn't raise them for a few months? Most of you would love it, I'm sure, especially if you're taking the Zero Balance Challenge or if you're like the guy who wrote me last week about his credit card jacking up his rates:

Kids get cribs in homebuyer tax credit scheme
I would love to have taken advantage of the $8,000 homebuyer tax credit the government was giving out this year. All you needed to do was make below a certain income and have not owned a home in the last three years and the credit was yours if you bought a new crib

Do your estate planning while you're young
You're young and getting your finances in order. With so much promise and life ahead of you, why worry about dying?It's not something most of us want to think about in the least, but in the video below, my friend and mentor Sakina Spruell visits her financial planner to show you why now is the time to think about estate planning. Yes, right now.

A $7 million, Big, Hairy, Audacious Financial Goal
Have you set your big goal yet?A few weeks ago, I wrote about the need to continuously