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Be Thankful This Thanksgiving
It’s easy to be down in the dumps these days. The economy is bad, and may or may not be improving. Unemployment remains high, savings account interest rates low, and the stock market shaky. It’s getting colder outside, which some people (ok, me!) may hate. And yet, there is much to be thankful for. If you’re reading this, you have access to a computer and the internet – while that may seem normal to you, it makes you very lucky by some standards. The very fact that you are reading this or other personal financ
How Much Debt Is Too Much?
While there are many different opinions as to how much debt is too much, the two ratios below are the most widely used measures of how much debt is manageable. These ratios are also known as “debt-to-income” (DTI) ratios.Many of you are reading this and other personal finance blogs in an attempt to dig out of debt. Others are reading to improve their financial stability so as to avoid taking on future debt.
How To Resolve IRS Tax Debt
If you pay estimated taxes, you may find yourself facing a tax debt when you come to fill in your tax return. As estimated tax payments are predominantly based on your income for the previous tax year, you can easily be crippled with a tax bill that is more than you anticipated if your income rises. If this happens to you, how can you cope with an unexpected tax bill that you probably won’t have budgeted for?
6 Tips To Help You Pay Off Your IRS Tax Debt
Don’t Postpone Your Tax Return
It’s tempting to hold off on sending your completed tax return so that you have more time to scrape together the cash to pay your tax debt. In reality, this is a b
Pocketsmith Review and Giveaway
PocketSmith is an online personal finance management tool with some unique features. It features a calendar that allows you to add events, multiple calendars, and forecasts how much cash you will have over the next year. Like other personal finance or budgeting sites, you upload transactions to the site from various accounts and are able to see all your transactions in one place. Combining personal finance budgeting software with calendars and the forecast graph creates a unique view of your money. Instead of focusing on the past, PocketSmith allows you to focus
How To Have A Wonderful Yet Frugal Thanksgiving
Thanksgiving is only a few days away, and for some of us, financial concerns are more prominent this year than any other years in the past. However, that’s not what Thanksgiving is all about. Regardless of your financial means, you could have a wonderful and inexpensive Thanksgiving. In this article, I am going to cover various aspect of Thanksgiving celebration and share some ideas with you. Hopefully, you can find a fun and frugal way to enjoy yours.
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