5 Things First Time Home Buyers Should Know!
So you’re ready to move out on your own, and Kiss Your Landlord Good-bye?  CONGRATULATIONS! Here are FIVE THINGS we think every First Time Home Buyer should consider before making that move: When you buy a House – you get a Raise!  Uncle Sam definately sees benefits in having homeowners, so you get to “write off” the interest you pay each month on your taxes!  We advise First Time Home Buyers to see a tax professional, and consider changing your W-4 when you purchase!  This way, instead of the govenment giving you a $2400 refund… you get a $200 RAISE! (seriously, you can bring home more each month and

Benefits of USDA Home Loans in Johnston County and Wake County, NC
USDA Home Loans are not just for buying farms! In fact, we don’t really offer that kind of Rural Development loan! We DO offer USDA Home Loans… 100%, No Money Down mortgage loans that are insured by the USDA program! These loans have less insurance than FHA loans, so they are cheaper all the way around… but there are some catches! The property has to fall within the USDA Home Loan “footprint.”  All of Johnston County and Harnett County qualifies for this program… MUCH of the area around Apex, Holly Springs, Fuquay and Garner also qualifes!  Gener

Benefits of FHA Mortgage Loans
FHA Mortgage Loans are one of the best mortgage loan programs available for folks purchsing a home in the Wake County Area because it serves so many needs! You can use the program, as a parent, to help your student or child get into their First Home!  The downpayment is 3.5%, and it can be a gift from a family member.  They also allow the parent, or family member, to go on the loan to help with qualifying! The program can also be used to help an

With All of the Risk Do We Still Need FHA?
With the continued talk of extending the Tax Credit for Homebuyers, there’s another group of Economist/Strategist discussing the “need” for the FHA Loan Program. With the increase in loan production for this product comes additional defaults and late payments. The US Citizens are paying for the program, because we gu

With All of the Risk Do We Still Need FHA?
With the continued talk of extending the Tax Credit for Homebuyers, there’s another group of Economist/Strategist discussing the “need” for the FHA Loan Program. With the increase in loan production for this product comes additional defaults and late payments. The US Citizens are paying for the program, because we gu