Confessions of an Ex Debt Collector

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Black Friday – Friend or Foe?
I am all for people getting a good deal on things like LCD TV’s, BlueRay players and the like but this black Friday thing is a little insane to me. Every year my wife drags her self out of bed at 3am or earlier and preps for the impending war of the shoppers. Leaving the house she has been out in line for hours to get a hot deal on a TV. Personally I don’t like the hassle of the whole ordeal and would much rather sit at home and pay the extra $100 for

Everyone Needs Some Blow
Blow Money that is, seriously I am not that kind of guy and I don’t know why you would even think that. A buddy of mine had been using the phrase blow money in refence to individual discretionary spending money and the term just stuck. Essentially your blow money is the money you and your spouse have allocated to each other as independent spending money with no restrictions. I am all for open relationships, joint checking accounts, and discussion. –I just realized that is two comments now in this post that could be taken completely wrong.– Either way there is something to be said for sharing the financial burden. Along those same lines there is something t

Everyone Needs Some Blow
Blow Money that is, seriously I am not that kind of guy and I don’t know why you would even think that. A buddy of mine had been using the phrase blow money in refence to individual discretionary spending money and the term just stuck. Essentially your blow money is the money you and your spouse have allocated to each other as independent spending money with no restrictions. I am all for open relationships, joint checking accounts, and discussion. –I just realized that is two comments now in this post that could be taken completely wrong.– Either way there is something to be said for sharing the financial burden. Along those same lines there is something t

Don’t Can Your Computer
With all the Windows 7 hype lately a lot of people have been looking to buy a new computer to get in on the action. Windows 7, the successor to the failure that was Windows Vista, is considerably less resource intensive allowing you to upgrade your OS with out replacing your PC. The system requirements are minimal and can most likely be met without much upgrading to the hardware. There are several things you can do to improve the performance of the PC you already own without spending what it would cost to replace it. Upgrade the Memory Memory is the easiest upgrade you do that will provide you with the most bang for your buck. Many people are scared to put memory i

Don’t Can Your Computer
With all the Windows 7 hype lately a lot of people have been looking to buy a new computer to get in on the action. Windows 7, the successor to the failure that was Windows Vista, is considerably less resource intensive allowing you to upgrade your OS with out replacing your PC. The system requirements are minimal and can most likely be met without much upgrading to the hardware. There are several things you can do to improve the performance of the PC you already own without spending what it would cost to replace it. Upgrade the Memory Memory is the easiest upgrade you do that will provide you with the most bang for your buck. Many people are scared to put memory i