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JDB Financial LLC is composed of a group of highly experienced and seasoned, financial and real estate professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank or local lending institutions, which only lend to the most credit-worthy businesses, JDB Financial LLC, has relationships with national lenders and private investors can usually find you the financing you need.
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James Bullock
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That Hard Money Guy Blog Providing Loans, Financing & Transactional Funding to invest

English - Private Money, Hard Money, Real Estate
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That Hard Money Guy Blog · 1W ago

100% Commercial Niche Loan

Nationwide Multifamily Purchase/Refinance Program This programs allows for a buyer to take possession of a multifamily property by way of entity transfer from seller to buyer. Buyer can then refinance the property with conventional financing and cashout the seller. Loan Amounts: $750K – $10M The bor
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That Hard Money Guy Blog · 1W ago

Texas Construction & Rehab Program- Texas Only

Texas Construction & Rehab Program Up to 100% of the Purchase Price and Construction/Rehab Cost Borrower Only Out of Pocket Cost is Appraisal and Closing Cost For both residential and commercial properties Loan Amount $100k – $5M Texas Only 6 to 36 Months 15%- I/O 6 Lender Points Submission: 2 month
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That Hard Money Guy Blog · 1M ago

BRIDGE LOANS

BRIDGE LOANS Location Nationwide Loan Amount $1 – $20 million; may go higher in select cases Term 3 months -3 years Loan-to-value (LTV) Up to 65% on “As Is” Valuation (may go to 75% in select cases) Debt Yield 10% or greater. Purpose Acquisition / Refinancing / Note Purchase / Re-Capitalization Loan
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That Hard Money Guy Blog · 1M ago

CHURCH & DISTRESSED COMMERCIAL LOANS

CHURCH LOAN PROGRAM Loan Amounts: From $1Million to $25 Million. Churches of all denominations. LTV: Up to 75% Fixed Rates: 3 to 5 Years Amortization: 20 to 25 Years Transaction type: Purchase and Refinance Churches must have Audited Financial Statements. Rates Starting at 4.25%   DISTRESSED LOANS T
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That Hard Money Guy Blog · 1M ago

APARTMENT FINANCING: Up To 90% LTC (Purchase & Rehab)

TRTY: Nationwide AMNT: $1M (minimum) Cash Flow Analysis LTV: 75 – 80% Nationwide 90% Boston, DC, New York City, San Francisco, San Jose CLTV: Cased by Case – Seller seconds allowed INT: 6.5 – 7.5% Interest Only PTS: 2 –4 Lender TRM: 1 – 2 years PPP: No pre payment penalty CRDT: Not credit driven [..
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That Hard Money Guy Blog · 1M ago

EZ EQUITY (Small Balance – Stated Income Verified Assets)

Loan Amount: From $100K to $700K —Interest Rate starting at 7.75% —Loan Term: 25 Year Fixed rate w/ NO BALLOON —LTV: Up to 70% Max for Multifamily and other property types. —LTV: Reduced based on the transaction risks and credit scores. —CLTV: Up to 80% —Minimum Population Requirement: 3,500 town an
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That Hard Money Guy Blog · 1M ago

BRIDGE (Commercial & Multifamily) Purchase & Rehab- 100% LTV- No LTV Restrictions- Value Determined By Stabilized Income!

Purchase & Rehab- 100% LTV Have a good project and don’t have the funds to close? This equity participation program is the answer to your problem. No LTV restrictions since Lender become an Equity Partner. DSCR as low as 1.00/1.00, Non-Cash flowing properties acceptable on a case by case basis with
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That Hard Money Guy Blog · 1M ago

Bridge Loan Program, East Coast – No Income and No Credit Verification

Loan Terms: Loan Limits: $200k – $10M Recourse: Full Recourse Doc Type: No Income or Credit Verification Loan Type: Purchase – Refinance – C/O Refinance Max LTV: 70.0% (CLTV Allowed) Occupancy Type: Investor or Owner Occupied Loan Territory: CT, MA, ME, NH, RI, VT ($200k Min) Loan Territory: FL, NC,
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That Hard Money Guy Blog · 1M ago

Private Money Investing

A SAFER WAY TO INVEST THROUGH PRIVATE MONEY INVESTING Ø If you’re tired of poor performing market investments Ø If you’re looking for a double digit ROI Ø If you’d like more control over your portfolio Ø If you’d like to invest in Real estate but don’t want property management hassles THEN YOU SHOUL
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That Hard Money Guy Blog · 3M ago

TRANSACTIONAL FUNDING WITH JDB

TRANSACTIONAL FUNDING WITH JDB How Does Transactional Funding Work? A back-to-back closing is often referred to as “A to B, B to C” transaction in the real estate investing world. Essentially, a seller (A) goes into contract with an investor (B) so the investor can purchase piece of property. During
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